5391 Needle Leaf LnVictorID83455
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Victor at 5391 Needle Leaf Ln, Victor, ID, 83455 projects strong ROI of 11.07%. Rental yield 3.68%. With 5% annual appreciation, the property builds $621,634 in value over five years. Equity growth combined delivers a projected five-year ROI of 71.5%, translating into $454,477 in total cumulative return on $635,625 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.7% | 6.0% |
| Monthly Cash Flow | $(6,136) | $250 |
City averages based on Victor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,892 |
| Total Monthly Debt Service | $12,132 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
7.20 Acres lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
7.20 Acres lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83455, Victor, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,243 (100%) |
| Owner Occupied HU | 1,896 (58.5%) |
| Renter Occupied HU | 568 (17.5%) |
| Vacant Housing Units | 779 (24.0%) |
| Median Home Value | $672,786 |
| Average Home Value | $783,945 |
Housing Distribution
Address Breakdown
Residential
2,354
Single Family
2,354
Multi-Family
0
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices