5385 Pineview Ln NPlymouthMN55442
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5385 Pineview Ln N, Plymouth, MN, 55442 in Plymouth at $557,000 earns $3,494/mo in rent and nets $16/mo after the $2,505/mo payment, a 7.53% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $153,889 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $5,130/yr in principal paydown, total projected return reaches $212,376.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 4.5% |
| Monthly Cash Flow | $16 | $850 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,494 |
| Total Monthly Debt Service | $3,257 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55442, Minneapolis, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,581 (100%) |
| Owner Occupied HU | 4,031 (72.2%) |
| Renter Occupied HU | 1,369 (24.5%) |
| Vacant Housing Units | 181 ( 3.2%) |
| Median Home Value | $466,721 |
| Average Home Value | $503,599 |
Housing Distribution
Address Breakdown
Residential
5,792
Single Family
4,301
Multi-Family
1,491
Businesses
167
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices