538 Rapid Falls DrBrandonFL33511
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow538 Rapid Falls Dr, Brandon, FL, 33511 in Brandon earns its strong cash-flow label: 11.85% yield, $4,235/mo rent, $1,224/mo net income, DSCR 2.20. The $429,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $118,525 by year five. Combined with $3,951/yr in principal paydown, total projected return reaches $243,052.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,224 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,235 |
| Total Monthly Debt Service | $2,840 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
7,200 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
7,200 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices