5357 Balsam Street #101ArvadaCO80002
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5357 Balsam Street #101, Arvada, CO, 80002 in Arvada is narrow, $12/mo net on $2,872/mo rent after the $1,855/mo debt service, but the property operates at break-even-plus, not a loss. At $412,600 with a 8.35% yield, the long-run equity case via 5% appreciation ($113,994 over five years) and $3,800/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.55 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $185,911.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.8% |
| Monthly Cash Flow | $12 | $320 |
City averages based on Arvada market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,872 |
| Total Monthly Debt Service | $2,240 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
