765 Mockingbird StreetBrightonCO80601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 765 Mockingbird Street, Brighton, CO, 80601 in Brighton is narrow, $49/mo net on $2,441/mo rent after the $1,637/mo debt service, but the property operates at break-even-plus, not a loss. At $364,000 with a 8.05% yield, the long-run equity case via 5% appreciation ($100,566 over five years) and $3,352/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.49 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $141,776.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $49 | $450 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,441 |
| Total Monthly Debt Service | $2,247 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1999
3,000 sqft lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80601, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,191 (100%) |
| Owner Occupied HU | 10,331 (63.8%) |
| Renter Occupied HU | 4,951 (30.6%) |
| Vacant Housing Units | 909 ( 5.6%) |
| Median Home Value | $577,802 |
| Average Home Value | $596,617 |
Housing Distribution
Address Breakdown
Residential
15,208
Single Family
12,659
Multi-Family
2,549
Businesses
1,204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1999
3,000 sqft lot
$N/A/sqft
$235 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80601, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,191 (100%) |
| Owner Occupied HU | 10,331 (63.8%) |
| Renter Occupied HU | 4,951 (30.6%) |
| Vacant Housing Units | 909 ( 5.6%) |
| Median Home Value | $577,802 |
| Average Home Value | $596,617 |
Housing Distribution
Address Breakdown
Residential
15,208
Single Family
12,659
Multi-Family
2,549
Businesses
1,204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael L. Diener • Local Realty CO
Mls Name: REcolorado
Mls Provider:
Mls ID: #7931590
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)