535 Straight Creek Dr #101DillonCO80435
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.31% yield at 535 Straight Creek Dr #101, Dillon, CO, 80435 in Dillon is solid, but the $1,889/mo payment compresses net cash flow to $199/mo at $420,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $116,038 by year five, and $3,868/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.72) without U.S. income documentation. Total projected return: $174,037.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $199 | $300 |
City averages based on Dillon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,257 |
| Total Monthly Debt Service | $2,891 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
N/A lot
$N/A/sqft
$7,320 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
N/A lot
$N/A/sqft
$7,320 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80435, Dillon, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,027 (100%) |
| Owner Occupied HU | 1,945 (24.2%) |
| Renter Occupied HU | 1,398 (17.4%) |
| Vacant Housing Units | 4,684 (58.4%) |
| Median Home Value | $927,851 |
| Average Home Value | $1,076,991 |
Housing Distribution
Address Breakdown
Residential
1,667
Single Family
1,390
Multi-Family
277
Businesses
361
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anne Skinner • Keller Williams Top Of Rockies
Mls Name: Altitude Realtors
Mls Provider:
Mls ID: #S1057767
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