535 N 2nd StBaldwynMS38824
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 535 N 2nd St, Baldwyn, MS, 38824 in Baldwyn at $239,000, 0% gross yield, is a market-growth asset. Rental yield 0%. The $1,631/mo rent partially funds the $1,075/mo debt service; the core return is the 5%/yr price growth projected to add $66,031 over five years. Ziffy Mortgage's DSCR mortgage (1.52) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $101,413.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,631 |
| Total Monthly Debt Service | $1,367 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38824, Baldwyn, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,535 (100%) |
| Owner Occupied HU | 2,350 (66.5%) |
| Renter Occupied HU | 755 (21.4%) |
| Vacant Housing Units | 430 (12.2%) |
| Median Home Value | $140,030 |
| Average Home Value | $164,996 |
Housing Distribution
Address Breakdown
Residential
3,470
Single Family
3,403
Multi-Family
67
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38824, Baldwyn, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,535 (100%) |
| Owner Occupied HU | 2,350 (66.5%) |
| Renter Occupied HU | 755 (21.4%) |
| Vacant Housing Units | 430 (12.2%) |
| Median Home Value | $140,030 |
| Average Home Value | $164,996 |
Housing Distribution
Address Breakdown
Residential
3,470
Single Family
3,403
Multi-Family
67
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shirley Curry • Crye-Leike Realtors
Mls Name: NMMLS
Mls Provider:
Mls ID: #24-3691
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.