535 East AveLivingstonCA95334
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 535 East Ave, Livingston, CA, 95334 in Livingston hard to pass up. The 12.62% gross yield on a $399,000 purchase results in $4,198/mo in rent and $1,729/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.34). Annual cash flow of $20,752, five-year appreciation of $110,236, and $3,675/yr in equity build-up combine for a projected total cumulative return of $262,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.0% |
| Monthly Cash Flow | $1,729 | $1,500 |
City averages based on Livingston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,198 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95334, Livingston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,583 (100%) |
| Owner Occupied HU | 2,761 (60.2%) |
| Renter Occupied HU | 1,744 (38.1%) |
| Vacant Housing Units | 78 ( 1.7%) |
| Median Home Value | $405,399 |
| Average Home Value | $478,138 |
Housing Distribution
Address Breakdown
Residential
4,592
Single Family
4,427
Multi-Family
165
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
7,710 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95334, Livingston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,583 (100%) |
| Owner Occupied HU | 2,761 (60.2%) |
| Renter Occupied HU | 1,744 (38.1%) |
| Vacant Housing Units | 78 ( 1.7%) |
| Median Home Value | $405,399 |
| Average Home Value | $478,138 |
Housing Distribution
Address Breakdown
Residential
4,592
Single Family
4,427
Multi-Family
165
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices