534 State Route 102CanaanVT05903
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 534 State Route 102, Canaan, VT, 05903 in Canaan deserves attention. This $281,300 property earns $3,866/mo in rent, a 16.49% gross yield, and nets $1,995/mo after the $1,265/mo payment. DSCR 3.06 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $77,718 compounds alongside $2,591/yr in yearly equity build, for a total cumulative return of $235,592.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 6.2% |
| Monthly Cash Flow | $1,995 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,866 |
| Total Monthly Debt Service | $1,760 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05903, Canaan, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 676 (100%) |
| Owner Occupied HU | 334 (49.4%) |
| Renter Occupied HU | 80 (11.8%) |
| Vacant Housing Units | 262 (38.8%) |
| Median Home Value | $171,528 |
| Average Home Value | $238,900 |
Housing Distribution
Address Breakdown
Residential
250
Single Family
240
Multi-Family
10
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05903, Canaan, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 676 (100%) |
| Owner Occupied HU | 334 (49.4%) |
| Renter Occupied HU | 80 (11.8%) |
| Vacant Housing Units | 262 (38.8%) |
| Median Home Value | $171,528 |
| Average Home Value | $238,900 |
Housing Distribution
Address Breakdown
Residential
250
Single Family
240
Multi-Family
10
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices