5338 Shasta AveDunsmuirCA96025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 5338 Shasta Ave, Dunsmuir, CA, 96025 in Dunsmuir. At $165,000 it earns $1,555/mo in rent and distributes $447/mo to the owner after the $742/mo payment, a consistent 11.04% yield. DSCR 2.10 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $45,586 in value; $1,520/yr in principal paydown compounds ownership stake. Total projected return: $93,038.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.0% |
| Monthly Cash Flow | $447 | $200 |
City averages based on Dunsmuir market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,555 |
| Total Monthly Debt Service | $1,020 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer C Icenhower • Coldwell Banker C&C Properties
Mls Name: SMLS
Mls Provider:
Mls ID: #25-828
Disclaimer: Copyright Shasta Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.