5327 N 40TH LanePhoenixAZ85019
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 5327 N 40TH Lane, Phoenix, AZ, 85019 in Phoenix. At $308,000 it earns $2,400/mo in rent and distributes $579/mo to the owner after the $1,385/mo payment, a consistent 9.35% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $85,095 in value; $2,837/yr in principal paydown compounds ownership stake. Total projected return: $153,699.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $579 | $450 |
City averages based on Phoenix market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,698 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85019, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,412 (100%) |
| Owner Occupied HU | 4,643 (49.3%) |
| Renter Occupied HU | 4,361 (46.3%) |
| Vacant Housing Units | 408 ( 4.3%) |
| Median Home Value | $305,775 |
| Average Home Value | $310,300 |
Housing Distribution
Address Breakdown
Residential
8,085
Single Family
6,105
Multi-Family
1,980
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85019, Phoenix, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,412 (100%) |
| Owner Occupied HU | 4,643 (49.3%) |
| Renter Occupied HU | 4,361 (46.3%) |
| Vacant Housing Units | 408 ( 4.3%) |
| Median Home Value | $305,775 |
| Average Home Value | $310,300 |
Housing Distribution
Address Breakdown
Residential
8,085
Single Family
6,105
Multi-Family
1,980
Businesses
537
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices