532 Luton DriveCastle PinesCO80108
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 532 Luton Drive, Castle Pines, CO, 80108 in Castle Pines: $3,398/mo in rent, $201/mo in net income, 7.84% gross yield, 1.45 DSCR, all at $519,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $143,664 in appreciation and $4,789/yr in principal paydown projects total cumulative return of $210,003.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $201 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,398 |
| Total Monthly Debt Service | $2,991 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
1,386 sqft lot
$N/A/sqft
$125 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
1,386 sqft lot
$N/A/sqft
$125 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TEAM KAMINSKY • Landmark Residential Brokerage
Mls Name: REcolorado as distributed by MLS GRID
Mls Provider:
Mls ID: #3598095
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