5305 Allamanda DrAustinTX78739
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.14% gross rental yield, 5305 Allamanda Dr, Austin, TX, 78739 in Austin is priced for capital growth, not immediate cash flow. The $846,600 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $233,900 by year five, with $7,797/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.12) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $208,113.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 4.5% |
| Monthly Cash Flow | $(2,890) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,266 |
| Total Monthly Debt Service | $5,740 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
6,490 sqft lot
$N/A/sqft
$57 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78739, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,857 (100%) |
| Owner Occupied HU | 6,338 (92.4%) |
| Renter Occupied HU | 460 ( 6.7%) |
| Vacant Housing Units | 59 ( 0.9%) |
| Median Home Value | $707,999 |
| Average Home Value | $770,286 |
Housing Distribution
Address Breakdown
Residential
7,168
Single Family
7,168
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
6,490 sqft lot
$N/A/sqft
$57 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78739, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,857 (100%) |
| Owner Occupied HU | 6,338 (92.4%) |
| Renter Occupied HU | 460 ( 6.7%) |
| Vacant Housing Units | 59 ( 0.9%) |
| Median Home Value | $707,999 |
| Average Home Value | $770,286 |
Housing Distribution
Address Breakdown
Residential
7,168
Single Family
7,168
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices