5301 Westbard Cir APT 328BethesdaMD20816
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe 10.81% yield at 5301 Westbard Cir APT 328, Bethesda, MD, 20816 in Bethesda is solid, but the $1,279/mo payment compresses net cash flow to $64/mo at $284,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $78,602 by year five, and $2,620/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (2.00) without U.S. income documentation. Total projected return: $159,062.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.3% |
| Monthly Cash Flow | $64 | $1,200 |
City averages based on Bethesda market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,563 |
| Total Monthly Debt Service | $1,656 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20816, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,558 (100%) |
| Owner Occupied HU | 5,191 (79.2%) |
| Renter Occupied HU | 1,060 (16.2%) |
| Vacant Housing Units | 307 ( 4.7%) |
| Median Home Value | $1,263,802 |
| Average Home Value | $1,325,750 |
Housing Distribution
Address Breakdown
Residential
6,628
Single Family
5,214
Multi-Family
1,414
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1960
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20816, Bethesda, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,558 (100%) |
| Owner Occupied HU | 5,191 (79.2%) |
| Renter Occupied HU | 1,060 (16.2%) |
| Vacant Housing Units | 307 ( 4.7%) |
| Median Home Value | $1,263,802 |
| Average Home Value | $1,325,750 |
Housing Distribution
Address Breakdown
Residential
6,628
Single Family
5,214
Multi-Family
1,414
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices