530 Shay Creek RdMarkleevilleCA96120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 530 Shay Creek Rd, Markleeville, CA, 96120 in Markleeville. Priced at $225,000, it generates $5,400/mo in gross rent and $3,985/mo in net monthly cash flow, a 28.8% yield that comfortably supports the 5.34 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $47,817. Five-year appreciation: $62,163. Equity from principal paydown: $2,072/yr. Total projected cumulative return: $341,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.8% | 6.0% |
| Monthly Cash Flow | $3,985 | $300 |
City averages based on Markleeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $1,326 |
| DSCR Ratio | 4.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.55 Acres lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96120, Markleeville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,013 (100%) |
| Owner Occupied HU | 305 (30.1%) |
| Renter Occupied HU | 115 (11.4%) |
| Vacant Housing Units | 593 (58.5%) |
| Median Home Value | $566,406 |
| Average Home Value | $695,107 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
318
Multi-Family
1
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.55 Acres lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96120, Markleeville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,013 (100%) |
| Owner Occupied HU | 305 (30.1%) |
| Renter Occupied HU | 115 (11.4%) |
| Vacant Housing Units | 593 (58.5%) |
| Median Home Value | $566,406 |
| Average Home Value | $695,107 |
Housing Distribution
Address Breakdown
Residential
319
Single Family
318
Multi-Family
1
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices