530 Raspberry Pl #36OxnardCA93036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow530 Raspberry Pl #36, Oxnard, CA, 93036 in Oxnard earns its strong cash-flow label: 17.66% yield, $6,107/mo rent, $3,540/mo net income, DSCR 3.27. The $415,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $114,657 by year five. Combined with $3,822/yr in principal paydown, total projected return reaches $385,143.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 5.5% |
| Monthly Cash Flow | $3,540 | $200 |
City averages based on Oxnard market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,107 |
| Total Monthly Debt Service | $2,402 |
| DSCR Ratio | 2.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1984
2,000 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1984
2,000 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices