53 Goulding StHollistonMA01746
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 53 Goulding St, Holliston, MA, 01746 in Holliston at $695,500 earns $4,540/mo in rent and nets $109/mo after the $3,127/mo payment, a 7.83% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $192,154 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $6,406/yr in principal paydown, total projected return reaches $271,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.2% |
| Monthly Cash Flow | $109 | $1,200 |
City averages based on Holliston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,540 |
| Total Monthly Debt Service | $4,154 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01746, Holliston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 4,798 (85.2%) |
| Renter Occupied HU | 655 (11.6%) |
| Vacant Housing Units | 176 ( 3.1%) |
| Median Home Value | $713,918 |
| Average Home Value | $779,245 |
Housing Distribution
Address Breakdown
Residential
5,590
Single Family
5,266
Multi-Family
324
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01746, Holliston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,629 (100%) |
| Owner Occupied HU | 4,798 (85.2%) |
| Renter Occupied HU | 655 (11.6%) |
| Vacant Housing Units | 176 ( 3.1%) |
| Median Home Value | $713,918 |
| Average Home Value | $779,245 |
Housing Distribution
Address Breakdown
Residential
5,590
Single Family
5,266
Multi-Family
324
Businesses
585
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices