53 Ferry RoadLisbonME04250
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 53 Ferry Road, Lisbon, ME, 04250 in Lisbon at $359,000, 5.82% gross yield, is a market-growth asset. Rental yield 5.82%. The $1,740/mo rent partially funds the $1,614/mo debt service; the core return is the 5%/yr price growth projected to add $99,185 over five years. Ziffy Mortgage's DSCR mortgage (1.08) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $102,538.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(526) | $800 |
City averages based on Lisbon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $2,123 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1896
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04250, Lisbon, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,439 (72.4%) |
| Renter Occupied HU | 443 (22.3%) |
| Vacant Housing Units | 105 ( 5.3%) |
| Median Home Value | $247,578 |
| Average Home Value | $243,466 |
Housing Distribution
Address Breakdown
Residential
2,000
Single Family
1,880
Multi-Family
120
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1896
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04250, Lisbon, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,439 (72.4%) |
| Renter Occupied HU | 443 (22.3%) |
| Vacant Housing Units | 105 ( 5.3%) |
| Median Home Value | $247,578 |
| Average Home Value | $243,466 |
Housing Distribution
Address Breakdown
Residential
2,000
Single Family
1,880
Multi-Family
120
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices