53 Cape Labelle RoadTonasketWA98855
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play53 Cape Labelle Road, Tonasket, WA, 98855 in Tonasket is priced for appreciation, not yield. Rental yield 2.55%. At $895,000 with a 2.55% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $247,272 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.47) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $115,167.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(3,474) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,906 |
| Total Monthly Debt Service | $5,024 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2019
40.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98855, Tonasket, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,467 (100%) |
| Owner Occupied HU | 2,012 (58.0%) |
| Renter Occupied HU | 689 (19.9%) |
| Vacant Housing Units | 766 (22.1%) |
| Median Home Value | $321,330 |
| Average Home Value | $368,659 |
Housing Distribution
Address Breakdown
Residential
2,229
Single Family
2,179
Multi-Family
50
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2019
40.00 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98855, Tonasket, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,467 (100%) |
| Owner Occupied HU | 2,012 (58.0%) |
| Renter Occupied HU | 689 (19.9%) |
| Vacant Housing Units | 766 (22.1%) |
| Median Home Value | $321,330 |
| Average Home Value | $368,659 |
Housing Distribution
Address Breakdown
Residential
2,229
Single Family
2,179
Multi-Family
50
Businesses
204
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls ID: #2517468