528 E Main StreetDaytonWA99328
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 528 E Main Street, Dayton, WA, 99328 in Dayton. Priced at $137,500, it generates $1,834/mo in gross rent and $933/mo in net monthly cash flow, a 16% yield that comfortably supports the 2.97 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,194. Five-year appreciation: $37,989. Equity from principal paydown: $1,266/yr. Total projected cumulative return: $112,471.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16% | 6.2% |
| Monthly Cash Flow | $933 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,834 |
| Total Monthly Debt Service | $846 |
| DSCR Ratio | 2.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
5,915 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99328, Dayton, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,270 (61.1%) |
| Renter Occupied HU | 438 (21.1%) |
| Vacant Housing Units | 371 (17.8%) |
| Median Home Value | $333,983 |
| Average Home Value | $433,317 |
Housing Distribution
Address Breakdown
Residential
1,693
Single Family
1,661
Multi-Family
32
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
5,915 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99328, Dayton, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,079 (100%) |
| Owner Occupied HU | 1,270 (61.1%) |
| Renter Occupied HU | 438 (21.1%) |
| Vacant Housing Units | 371 (17.8%) |
| Median Home Value | $333,983 |
| Average Home Value | $433,317 |
Housing Distribution
Address Breakdown
Residential
1,693
Single Family
1,661
Multi-Family
32
Businesses
236
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy Wheatley • Kelly Right RE of Walla Walla
Mls Name: NWMLS
Mls Provider:
Mls ID: #2422323
Disclaimer: Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with this symbol: provided by Northwest Multiple Listing Service, 2025. All information provided is deemed reliable but is not guaranteed and should be independently verified. All properties are subject to prior sale or withdrawal. 2025 NWMLS. All rights are reserved. Disclaimer: The information contained in this listing has not been verified by Zillow, Inc. and should be verified by the buyer. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#39)