5270 N Joe Hines RdWillcoxAZ85643
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5270 N Joe Hines Rd, Willcox, AZ, 85643 in Willcox is narrow, $131/mo net on $1,496/mo rent after the $989/mo debt service, but the property operates at break-even-plus, not a loss. At $220,000 with a 8.16% yield, the long-run equity case via 5% appreciation ($60,782 over five years) and $2,026/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $91,898.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $131 | $1,200 |
City averages based on Willcox market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,496 |
| Total Monthly Debt Service | $1,278 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1982
10.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85643, Willcox, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,831 (100%) |
| Owner Occupied HU | 2,300 (60.0%) |
| Renter Occupied HU | 819 (21.4%) |
| Vacant Housing Units | 712 (18.6%) |
| Median Home Value | $180,022 |
| Average Home Value | $211,883 |
Housing Distribution
Address Breakdown
Residential
3,170
Single Family
3,095
Multi-Family
75
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1982
10.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85643, Willcox, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,831 (100%) |
| Owner Occupied HU | 2,300 (60.0%) |
| Renter Occupied HU | 819 (21.4%) |
| Vacant Housing Units | 712 (18.6%) |
| Median Home Value | $180,022 |
| Average Home Value | $211,883 |
Housing Distribution
Address Breakdown
Residential
3,170
Single Family
3,095
Multi-Family
75
Businesses
242
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Rogers • Tierra Antigua Realty
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22511742
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