5263 Cloud Crest WaySacramentoCA95835
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 5263 Cloud Crest Way, Sacramento, CA, 95835 in Sacramento is a conservative rental investment at $599,000. Rental yield 6.79%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $165,493; $5,517/yr in principal paydown supplements. Total projected return: $206,884.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.8% |
| Monthly Cash Flow | $(389) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,390 |
| Total Monthly Debt Service | $3,467 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
3,406 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
3,406 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95835, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,097 (100%) |
| Owner Occupied HU | 10,150 (63.1%) |
| Renter Occupied HU | 4,936 (30.7%) |
| Vacant Housing Units | 1,011 ( 6.3%) |
| Median Home Value | $623,987 |
| Average Home Value | $653,313 |
Housing Distribution
Address Breakdown
Residential
16,223
Single Family
12,806
Multi-Family
3,417
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tom Daves • eXp Realty of California Inc.
Mls Name: MetroList Services of CA
Mls ID: #226001221