526 W SUMMITSan AntonioTX78212
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 526 W SUMMIT, San Antonio, TX, 78212 in San Antonio achieves a 1.59 ratio at $450,000: $3,223/mo rent versus $2,023/mo debt service. Rental yield 8.6%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.6% yield compounds alongside 5% annual appreciation projecting $124,327 in value. Total projected cumulative return: $159,504.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.8% |
| Monthly Cash Flow | $(218) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,223 |
| Total Monthly Debt Service | $3,262 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78212, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,398 (100%) |
| Owner Occupied HU | 5,458 (40.7%) |
| Renter Occupied HU | 6,136 (45.8%) |
| Vacant Housing Units | 1,804 (13.5%) |
| Median Home Value | $378,816 |
| Average Home Value | $496,249 |
Housing Distribution
Address Breakdown
Residential
12,313
Single Family
9,174
Multi-Family
3,139
Businesses
1,854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78212, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,398 (100%) |
| Owner Occupied HU | 5,458 (40.7%) |
| Renter Occupied HU | 6,136 (45.8%) |
| Vacant Housing Units | 1,804 (13.5%) |
| Median Home Value | $378,816 |
| Average Home Value | $496,249 |
Housing Distribution
Address Breakdown
Residential
12,313
Single Family
9,174
Multi-Family
3,139
Businesses
1,854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carolyn Thornton • Phyllis Browning Company
Mls Name: SABOR
Mls Provider:
Mls ID: #1862515
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.