525 Scranton AvePuebloCO81004
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 525 Scranton Ave, Pueblo, CO, 81004 in Pueblo: $1,673/mo in rent, $490/mo in net income, 9.89% gross yield, 1.83 DSCR, all at $203,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $56,085 in appreciation and $1,870/yr in principal paydown projects total cumulative return of $108,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 12.0% |
| Monthly Cash Flow | $490 | $2,100 |
City averages based on Pueblo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,673 |
| Total Monthly Debt Service | $1,102 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81004, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,368 (100%) |
| Owner Occupied HU | 6,011 (48.6%) |
| Renter Occupied HU | 5,493 (44.4%) |
| Vacant Housing Units | 864 ( 7.0%) |
| Median Home Value | $227,565 |
| Average Home Value | $298,676 |
Housing Distribution
Address Breakdown
Residential
11,182
Single Family
10,654
Multi-Family
528
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81004, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,368 (100%) |
| Owner Occupied HU | 6,011 (48.6%) |
| Renter Occupied HU | 5,493 (44.4%) |
| Vacant Housing Units | 864 ( 7.0%) |
| Median Home Value | $227,565 |
| Average Home Value | $298,676 |
Housing Distribution
Address Breakdown
Residential
11,182
Single Family
10,654
Multi-Family
528
Businesses
697
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toby Villanueva • Rocky Mountain Realty
Mls Name: PAR
Mls Provider:
Mls ID: #231889
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.