5246 Pierce StreetArvadaCO80002
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5246 Pierce Street, Arvada, CO, 80002 in Arvada at $514,900 earns $3,032/mo in rent and nets $32/mo after the $2,315/mo payment, a 7.07% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $142,257 over five years. Ziffy Mortgage underwrites this on a 1.31 DSCR without U.S. credit history. With $4,742/yr in principal paydown, total projected return reaches $196,488.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 5.8% |
| Monthly Cash Flow | $32 | $320 |
City averages based on Arvada market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,032 |
| Total Monthly Debt Service | $2,796 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80002, Arvada, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,331 (100%) |
| Owner Occupied HU | 3,968 (42.5%) |
| Renter Occupied HU | 4,737 (50.8%) |
| Vacant Housing Units | 626 ( 6.7%) |
| Median Home Value | $676,858 |
| Average Home Value | $755,413 |
Housing Distribution
Address Breakdown
Residential
9,647
Single Family
7,243
Multi-Family
2,404
Businesses
1,176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices