524 Ruth StBuenaNJ08310
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 524 Ruth St, Buena, NJ, 08310 in Buena. Priced at $290,000, it generates $3,067/mo in gross rent and $1,000/mo in net monthly cash flow, a 12.69% yield that comfortably supports the 2.35 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,001. Five-year appreciation: $80,122. Equity from principal paydown: $2,671/yr. Total projected cumulative return: $175,508.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.2% |
| Monthly Cash Flow | $1,000 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,067 |
| Total Monthly Debt Service | $1,952 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08310, Buena, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 656 (72.9%) |
| Renter Occupied HU | 165 (18.3%) |
| Vacant Housing Units | 79 ( 8.8%) |
| Median Home Value | $231,188 |
| Average Home Value | $279,367 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
533
Multi-Family
292
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08310, Buena, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 900 (100%) |
| Owner Occupied HU | 656 (72.9%) |
| Renter Occupied HU | 165 (18.3%) |
| Vacant Housing Units | 79 ( 8.8%) |
| Median Home Value | $231,188 |
| Average Home Value | $279,367 |
Housing Distribution
Address Breakdown
Residential
825
Single Family
533
Multi-Family
292
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: RICHARD SHAFFER III • RESORTS LTD INC
Mls Name: SJSRMLS
Mls Provider:
Mls ID: #597217
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. 2025 South Jersey Shore Regional Multiple Listing Service. All rights reserved.