523 Kensington Lake CirBrandonFL33511
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 523 Kensington Lake Cir, Brandon, FL, 33511 in Brandon: $2,947/mo in rent, $1,180/mo net, 16.6% gross yield, all on a $213,000 acquisition. The 3.08 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $58,848 in value, and $1,962/yr in principal paydown steadily builds equity. Projected total cumulative return: $158,660.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.6% | 6.0% |
| Monthly Cash Flow | $1,180 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,947 |
| Total Monthly Debt Service | $1,683 |
| DSCR Ratio | 1.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1998
1,558 sqft lot
$N/A/sqft
$315 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1998
1,558 sqft lot
$N/A/sqft
$315 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33511, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,498 (100%) |
| Owner Occupied HU | 12,789 (52.2%) |
| Renter Occupied HU | 10,426 (42.6%) |
| Vacant Housing Units | 1,283 ( 5.2%) |
| Median Home Value | $409,805 |
| Average Home Value | $463,243 |
Housing Distribution
Address Breakdown
Residential
22,847
Single Family
16,018
Multi-Family
6,829
Businesses
1,997
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices