5225 Upland AveNew GermanyMN55367
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.18% gross rental yield, 5225 Upland Ave, New Germany, MN, 55367 in New Germany is priced for capital growth, not immediate cash flow. The $925,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $255,560 by year five, with $8,519/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.40) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $87,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 7.0% |
| Monthly Cash Flow | $(4,096) | $350 |
City averages based on New Germany market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $5,408 |
| DSCR Ratio | 0.31x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
15.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55367, New Germany, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 410 (100%) |
| Owner Occupied HU | 339 (82.7%) |
| Renter Occupied HU | 56 (13.7%) |
| Vacant Housing Units | 15 ( 3.7%) |
| Median Home Value | $507,479 |
| Average Home Value | $537,463 |
Housing Distribution
Address Breakdown
Residential
374
Single Family
366
Multi-Family
8
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
15.18 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55367, New Germany, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 410 (100%) |
| Owner Occupied HU | 339 (82.7%) |
| Renter Occupied HU | 56 (13.7%) |
| Vacant Housing Units | 15 ( 3.7%) |
| Median Home Value | $507,479 |
| Average Home Value | $537,463 |
Housing Distribution
Address Breakdown
Residential
374
Single Family
366
Multi-Family
8
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7008172