5225 Burnside RdSebastopolCA95472
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 5225 Burnside Rd, Sebastopol, CA, 95472 in Sebastopol speaks for itself: 11.86% gross on a $399,000 price, generating $3,943/mo in rent and $1,475/mo in net income after the $1,794/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,699 stacks alongside $110,236 in projected five-year appreciation and $3,675/yr in principal reduction. Projected total cumulative return: $246,221.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.0% |
| Monthly Cash Flow | $1,475 | $200 |
City averages based on Sebastopol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,943 |
| Total Monthly Debt Service | $2,310 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95472, Sebastopol, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,599 (100%) |
| Owner Occupied HU | 7,901 (62.7%) |
| Renter Occupied HU | 3,786 (30.1%) |
| Vacant Housing Units | 912 ( 7.2%) |
| Median Home Value | $1,028,091 |
| Average Home Value | $1,150,215 |
Housing Distribution
Address Breakdown
Residential
11,578
Single Family
11,232
Multi-Family
346
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95472, Sebastopol, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,599 (100%) |
| Owner Occupied HU | 7,901 (62.7%) |
| Renter Occupied HU | 3,786 (30.1%) |
| Vacant Housing Units | 912 ( 7.2%) |
| Median Home Value | $1,028,091 |
| Average Home Value | $1,150,215 |
Housing Distribution
Address Breakdown
Residential
11,578
Single Family
11,232
Multi-Family
346
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices