5223 Decantor CtSacramentoCA95824
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 5223 Decantor Ct, Sacramento, CA, 95824 in Sacramento worth modelling. At $478,000 with a 7.72% gross yield, the $3,074/mo rent leaves $48/mo after the $2,149/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.43 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $132,063 by year five; $4,402/yr in principal reduction adds further equity. Total projected return: $184,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 4.8% |
| Monthly Cash Flow | $48 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,074 |
| Total Monthly Debt Service | $2,837 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
3,950 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
3,950 sqft lot
$N/A/sqft
$40 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95824, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,355 (100%) |
| Owner Occupied HU | 3,887 (41.5%) |
| Renter Occupied HU | 5,092 (54.4%) |
| Vacant Housing Units | 376 ( 4.0%) |
| Median Home Value | $362,091 |
| Average Home Value | $418,292 |
Housing Distribution
Address Breakdown
Residential
9,255
Single Family
8,007
Multi-Family
1,248
Businesses
626
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Catmy Bui • Providential Investments
Mls Name: MetroList Services of CA
Mls ID: #224103228