522 Sutton Creek RdHardingPA18643
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Harding at 522 Sutton Creek Rd, Harding, PA, 18643 uses $98,787 cash to close to unlock $5,002/yr annual cash flow and $417/mo monthly cash flow. Total monthly income runs $2,370/mo, and a $1,459/mo payment keeps the spread at $417/mo. Purchase price stands at $298,000, and rental yield measures 9.54% with $2,370/mo rent. Return on cash invested shows 24.97% in year one, and 5% annual appreciation builds toward $82,332 over five years. Five-year ROI reaches 130.48% and total cumulative return in cash records $128,900. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,370/mo property income covering a $1,459/mo payment rather than investor’s personal income.
Single Family
Built in 1992
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18643, Pittston, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,924 (100%) |
| Owner Occupied HU | 3,699 (62.4%) |
| Renter Occupied HU | 1,632 (27.5%) |
| Vacant Housing Units | 593 (10.0%) |
| Median Home Value | $222,579 |
| Average Home Value | $244,674 |
Housing Distribution
Address Breakdown
Residential
5,685
Single Family
5,548
Multi-Family
137
Businesses
311
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Listed by: Theresa Marie Sanchez • Wychock Real Estate, LLC
Mls Name: PMAR
Mls ID: #PM-132792