522 Soft Shadows LnHoustonTX77013
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 522 Soft Shadows Ln, Houston, TX, 77013 in Houston earns a 10.44% gross yield at $224,999. Rent of $1,432/mo nets $357/mo after the $1,012/mo mortgage. The 1.42 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $62,163 and $2,072/yr in equity accumulation project a total cumulative return of $75,432.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $357 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,432 |
| Total Monthly Debt Service | $1,510 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77013, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,354 (100%) |
| Owner Occupied HU | 2,206 (34.7%) |
| Renter Occupied HU | 3,210 (50.5%) |
| Vacant Housing Units | 938 (14.8%) |
| Median Home Value | $199,519 |
| Average Home Value | $258,229 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
2,959
Multi-Family
3,414
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77013, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,354 (100%) |
| Owner Occupied HU | 2,206 (34.7%) |
| Renter Occupied HU | 3,210 (50.5%) |
| Vacant Housing Units | 938 (14.8%) |
| Median Home Value | $199,519 |
| Average Home Value | $258,229 |
Housing Distribution
Address Breakdown
Residential
6,373
Single Family
2,959
Multi-Family
3,414
Businesses
369
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Axel Morales • NB Elite Realty
Mls Name: HAR
Mls Provider:
Mls ID: #80304001
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