522 Hulton RdOakmontPA15139
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing522 Hulton Rd, Oakmont, PA, 15139 in Oakmont is a stable, well-positioned rental at $563,000. Rental yield 6.43%. DSCR 1.19 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $155,547 in value and $5,185/yr in principal paydown builds equity, a total projected return of $166,743.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.2% |
| Monthly Cash Flow | $(745) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,017 |
| Total Monthly Debt Service | $3,538 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15139, Oakmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,561 (100%) |
| Owner Occupied HU | 1,992 (55.9%) |
| Renter Occupied HU | 1,238 (34.8%) |
| Vacant Housing Units | 331 ( 9.3%) |
| Median Home Value | $393,220 |
| Average Home Value | $441,345 |
Housing Distribution
Address Breakdown
Residential
3,397
Single Family
2,900
Multi-Family
497
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15139, Oakmont, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,561 (100%) |
| Owner Occupied HU | 1,992 (55.9%) |
| Renter Occupied HU | 1,238 (34.8%) |
| Vacant Housing Units | 331 ( 9.3%) |
| Median Home Value | $393,220 |
| Average Home Value | $441,345 |
Housing Distribution
Address Breakdown
Residential
3,397
Single Family
2,900
Multi-Family
497
Businesses
324
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices