522 H StPlummerID83851
INVESTMENT ANALYSIS
Investment Verdict
Solid Income522 H St, Plummer, ID, 83851 in Plummer is a solid income-producing rental, 8.19% gross yield, $4,266/mo rent, $670/mo net cash flow on a $625,000 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $172,676 and $5,756/yr in principal reduction project a total cumulative return of $278,986.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $670 | $150 |
City averages based on Plummer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,266 |
| Total Monthly Debt Service | $3,347 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2009
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83851, Plummer, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 873 (100%) |
| Owner Occupied HU | 495 (56.7%) |
| Renter Occupied HU | 174 (19.9%) |
| Vacant Housing Units | 204 (23.4%) |
| Median Home Value | $378,972 |
| Average Home Value | $412,136 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2009
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83851, Plummer, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 873 (100%) |
| Owner Occupied HU | 495 (56.7%) |
| Renter Occupied HU | 174 (19.9%) |
| Vacant Housing Units | 204 (23.4%) |
| Median Home Value | $378,972 |
| Average Home Value | $412,136 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kira Kelly • CENTURY 21 BEUTLER & ASSOCIATES
Mls Name: SELMLS
Mls Provider:
Mls ID: #20250024
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.