5215 E Chapman Ave #4OrangeCA92869
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Orange rental at 5215 E Chapman Ave #4, Orange, CA, 92869 sits in the solid-income band: 8.07% gross yield, $2,588/mo rent, $207/mo net after the $1,731/mo debt service, DSCR 1.50. Entry price of $384,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $106,341 and $3,545/yr in principal reduction bring total cumulative return to $159,247.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $207 | $1,200 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,588 |
| Total Monthly Debt Service | $2,228 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2025
1,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92869, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,095 (100%) |
| Owner Occupied HU | 8,872 (73.4%) |
| Renter Occupied HU | 2,940 (24.3%) |
| Vacant Housing Units | 283 ( 2.3%) |
| Median Home Value | $1,072,388 |
| Average Home Value | $1,183,430 |
Housing Distribution
Address Breakdown
Residential
12,088
Single Family
10,537
Multi-Family
1,551
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2025
1,401 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92869, Orange, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,095 (100%) |
| Owner Occupied HU | 8,872 (73.4%) |
| Renter Occupied HU | 2,940 (24.3%) |
| Vacant Housing Units | 283 ( 2.3%) |
| Median Home Value | $1,072,388 |
| Average Home Value | $1,183,430 |
Housing Distribution
Address Breakdown
Residential
12,088
Single Family
10,537
Multi-Family
1,551
Businesses
428
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Hurtado • Sunrise Homes, Inc
Mls Name: My State MLS
Mls ID: #11566855