521 S Lyon St UNIT 1Santa AnaCA92701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 521 S Lyon St UNIT 1, Santa Ana, CA, 92701 in Santa Ana speaks for itself: 14.69% gross on a $424,000 price, generating $5,191/mo in rent and $2,149/mo in net income after the $1,907/mo debt service. DSCR 2.72, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $25,789 stacks alongside $117,143 in projected five-year appreciation and $3,905/yr in principal reduction. Projected total cumulative return: $300,895.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.7% | 6.0% |
| Monthly Cash Flow | $2,149 | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,191 |
| Total Monthly Debt Service | $2,873 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
N/A lot
$N/A/sqft
$369 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92701, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,863 (100%) |
| Owner Occupied HU | 3,673 (24.7%) |
| Renter Occupied HU | 10,407 (70.0%) |
| Vacant Housing Units | 783 ( 5.3%) |
| Median Home Value | $673,656 |
| Average Home Value | $726,278 |
Housing Distribution
Address Breakdown
Residential
13,022
Single Family
8,111
Multi-Family
4,911
Businesses
2,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
N/A lot
$N/A/sqft
$369 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92701, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,863 (100%) |
| Owner Occupied HU | 3,673 (24.7%) |
| Renter Occupied HU | 10,407 (70.0%) |
| Vacant Housing Units | 783 ( 5.3%) |
| Median Home Value | $673,656 |
| Average Home Value | $726,278 |
Housing Distribution
Address Breakdown
Residential
13,022
Single Family
8,111
Multi-Family
4,911
Businesses
2,147
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices