5203 Chantilly LnHoustonTX77092
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.69% yield at 5203 Chantilly Ln, Houston, TX, 77092 in Houston is solid, but the $1,686/mo payment compresses net cash flow to $48/mo at $375,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $103,606 by year five, and $3,454/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.61) without U.S. income documentation. Total projected return: $146,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $48 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,714 |
| Total Monthly Debt Service | $2,517 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
10,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77092, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,490 (100%) |
| Owner Occupied HU | 5,357 (32.5%) |
| Renter Occupied HU | 9,656 (58.6%) |
| Vacant Housing Units | 1,477 ( 9.0%) |
| Median Home Value | $304,801 |
| Average Home Value | $364,906 |
Housing Distribution
Address Breakdown
Residential
15,244
Single Family
6,718
Multi-Family
8,526
Businesses
3,263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
10,680 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77092, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,490 (100%) |
| Owner Occupied HU | 5,357 (32.5%) |
| Renter Occupied HU | 9,656 (58.6%) |
| Vacant Housing Units | 1,477 ( 9.0%) |
| Median Home Value | $304,801 |
| Average Home Value | $364,906 |
Housing Distribution
Address Breakdown
Residential
15,244
Single Family
6,718
Multi-Family
8,526
Businesses
3,263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices