52005 N Whan RoadBenton CityWA99320
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play52005 N Whan Road, Benton City, WA, 99320 in Benton City is priced for appreciation, not yield. Rental yield 5.33%. At $674,900 with a 5.33% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $186,462 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.99) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $187,396.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(1,057) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $3,788 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
10.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99320, Benton City, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,157 (100%) |
| Owner Occupied HU | 3,258 (78.4%) |
| Renter Occupied HU | 699 (16.8%) |
| Vacant Housing Units | 200 ( 4.8%) |
| Median Home Value | $482,164 |
| Average Home Value | $535,605 |
Housing Distribution
Address Breakdown
Residential
3,657
Single Family
3,657
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
10.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99320, Benton City, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,157 (100%) |
| Owner Occupied HU | 3,258 (78.4%) |
| Renter Occupied HU | 699 (16.8%) |
| Vacant Housing Units | 200 ( 4.8%) |
| Median Home Value | $482,164 |
| Average Home Value | $535,605 |
Housing Distribution
Address Breakdown
Residential
3,657
Single Family
3,657
Multi-Family
0
Businesses
154
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NWMLS as distributed by MLS GRID
Mls ID: #2515665