520 River Park DrOnaWV25545
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Ona rentals match the income profile of 520 River Park Dr, Ona, WV, 25545. Listed at $173,000, gross rent is $2,005/mo and net cash flow is $1,004/mo, a 13.91% yield well above national averages. DSCR 2.58 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $47,797 by year five with $1,593/yr in annual principal reduction, projecting $129,913 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.9% | 6.2% |
| Monthly Cash Flow | $1,004 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,005 |
| Total Monthly Debt Service | $932 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25545, Ona, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,107 (100%) |
| Owner Occupied HU | 1,598 (75.8%) |
| Renter Occupied HU | 335 (15.9%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $234,444 |
| Average Home Value | $257,129 |
Housing Distribution
Address Breakdown
Residential
1,854
Single Family
1,854
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25545, Ona, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,107 (100%) |
| Owner Occupied HU | 1,598 (75.8%) |
| Renter Occupied HU | 335 (15.9%) |
| Vacant Housing Units | 174 ( 8.3%) |
| Median Home Value | $234,444 |
| Average Home Value | $257,129 |
Housing Distribution
Address Breakdown
Residential
1,854
Single Family
1,854
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carlos Castillo • Exp Realty, LLC
Mls Name: HUNTMLS
Mls Provider:
Mls ID: #181093
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.