520 Jerusalem Rd APT 2ACohassetMA02025
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 520 Jerusalem Rd APT 2A, Cohasset, MA, 02025 in Cohasset is narrow, $71/mo net on $5,431/mo rent after the $2,968/mo debt service, but the property operates at break-even-plus, not a loss. At $660,000 with a 9.87% yield, the long-run equity case via 5% appreciation ($182,346 over five years) and $6,079/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.83 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $332,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.1% |
| Monthly Cash Flow | $71 | $1,200 |
City averages based on Cohasset market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,431 |
| Total Monthly Debt Service | $3,897 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1880
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02025, Cohasset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,366 (100%) |
| Owner Occupied HU | 2,526 (75.0%) |
| Renter Occupied HU | 610 (18.1%) |
| Vacant Housing Units | 230 ( 6.8%) |
| Median Home Value | $1,281,746 |
| Average Home Value | $1,340,243 |
Housing Distribution
Address Breakdown
Residential
3,257
Single Family
3,142
Multi-Family
115
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1880
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02025, Cohasset, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,366 (100%) |
| Owner Occupied HU | 2,526 (75.0%) |
| Renter Occupied HU | 610 (18.1%) |
| Vacant Housing Units | 230 ( 6.8%) |
| Median Home Value | $1,281,746 |
| Average Home Value | $1,340,243 |
Housing Distribution
Address Breakdown
Residential
3,257
Single Family
3,142
Multi-Family
115
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73495548