52 Underhill RdOrindaCA94563
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 52 Underhill Rd, Orinda, CA, 94563 in Orinda. At $1,200,000 it earns $8,090/mo in rent and distributes $318/mo to the owner after the $5,396/mo payment, a consistent 8.09% yield. DSCR 1.50 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $331,538 in value; $11,052/yr in principal paydown compounds ownership stake. Total projected return: $476,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $318 | $1,500 |
City averages based on Orinda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,090 |
| Total Monthly Debt Service | $7,295 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94563, Orinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,354 (100%) |
| Owner Occupied HU | 6,101 (83.0%) |
| Renter Occupied HU | 931 (12.7%) |
| Vacant Housing Units | 322 ( 4.4%) |
| Median Home Value | $1,900,277 |
| Average Home Value | $1,815,947 |
Housing Distribution
Address Breakdown
Residential
7,193
Single Family
6,955
Multi-Family
238
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94563, Orinda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,354 (100%) |
| Owner Occupied HU | 6,101 (83.0%) |
| Renter Occupied HU | 931 (12.7%) |
| Vacant Housing Units | 322 ( 4.4%) |
| Median Home Value | $1,900,277 |
| Average Home Value | $1,815,947 |
Housing Distribution
Address Breakdown
Residential
7,193
Single Family
6,955
Multi-Family
238
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices