52 Tammy WayBig PineCA93513
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Big Pine rental at 52 Tammy Way, Big Pine, CA, 93513 sits in the solid-income band: 9.53% gross yield, $3,529/mo rent, $779/mo net after the $1,999/mo debt service, DSCR 1.77. Entry price of $444,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $122,807 and $4,094/yr in principal reduction bring total cumulative return to $218,682.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $779 | $1,200 |
City averages based on Big Pine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,529 |
| Total Monthly Debt Service | $2,573 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93513, Big Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 598 (67.2%) |
| Renter Occupied HU | 175 (19.7%) |
| Vacant Housing Units | 117 (13.1%) |
| Median Home Value | $416,860 |
| Average Home Value | $414,716 |
Housing Distribution
Address Breakdown
Residential
432
Single Family
432
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93513, Big Pine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 890 (100%) |
| Owner Occupied HU | 598 (67.2%) |
| Renter Occupied HU | 175 (19.7%) |
| Vacant Housing Units | 117 (13.1%) |
| Median Home Value | $416,860 |
| Average Home Value | $414,716 |
Housing Distribution
Address Breakdown
Residential
432
Single Family
432
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices