52 Kirkwood Ave #203San FranciscoCA94124
INVESTMENT ANALYSIS
Investment Verdict
Solid Income52 Kirkwood Ave #203, San Francisco, CA, 94124 in San Francisco carries a 1.79 coverage ratio, rent of $1,253/mo is 1.79 times the $700/mo payment. Rental yield 9.66%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $155,659 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $43,006; total projected cumulative return: $25,302.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.5% |
| Monthly Cash Flow | $(584) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,253 |
| Total Monthly Debt Service | $1,775 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
$680 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
$680 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94124, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,278 (100%) |
| Owner Occupied HU | 5,096 (41.5%) |
| Renter Occupied HU | 6,413 (52.2%) |
| Vacant Housing Units | 769 ( 6.3%) |
| Median Home Value | $1,034,668 |
| Average Home Value | $1,062,940 |
Housing Distribution
Address Breakdown
Residential
11,090
Single Family
8,683
Multi-Family
2,407
Businesses
2,181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lynn Anne Bell • Christie's Int'l R.E. SF
Mls Name: SFAR
Mls Provider:
Mls ID: #424082309
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.