52 Edgewater DriveWiltonCT06897
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 52 Edgewater Drive, Wilton, CT, 06897 in Wilton worth study. Rental yield 5.98%. The 5.98% gross yield is below cash-flow benchmarks at $1,475,000, but 5% annual appreciation, adding $407,515 over five years, frames this as a capital growth position. Rent of $7,348/mo partially offsets the $6,633/mo payment. Ziffy Mortgage finances appreciation-play properties (1.11 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $391,087.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(2,674) | $1,500 |
City averages based on Wilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,348 |
| Total Monthly Debt Service | $9,435 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol McMorris • Higgins Group Real Estate
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24099121
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.