519 E River St #145OrangeMA01364
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 519 E River St #145, Orange, MA, 01364 in Orange earns a 12.95% gross yield at $199,609. Rent of $2,154/mo nets $486/mo after the $898/mo mortgage. The 2.40 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,148 and $1,838/yr in equity accumulation project a total cumulative return of $108,806.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 6.0% |
| Monthly Cash Flow | $486 | $800 |
City averages based on Orange market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,154 |
| Total Monthly Debt Service | $1,589 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
0.25 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
0.25 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01364, Orange, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,718 (100%) |
| Owner Occupied HU | 2,348 (63.2%) |
| Renter Occupied HU | 1,040 (28.0%) |
| Vacant Housing Units | 330 ( 8.9%) |
| Median Home Value | $275,475 |
| Average Home Value | $290,740 |
Housing Distribution
Address Breakdown
Residential
3,340
Single Family
2,793
Multi-Family
547
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices