5177 Pinecrest DrElmiraMI49730
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 5177 Pinecrest Dr, Elmira, MI, 49730 in Elmira: $3,310/mo in rent, $2,082/mo net, 22.08% gross yield, all on a $179,900 acquisition. The 4.09 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $49,703 in value, and $1,657/yr in principal paydown steadily builds equity. Projected total cumulative return: $202,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.1% | 5.0% |
| Monthly Cash Flow | $2,082 | $900 |
City averages based on Elmira market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,310 |
| Total Monthly Debt Service | $1,156 |
| DSCR Ratio | 2.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
$498 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
$498 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices