5175 CARTER SPENCER RoadMiddleburgFL32068








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Middleburg at 5175 CARTER SPENCER Road, Middleburg, FL, 32068 with 5% annual appreciation on a $240,000 basis while $1,831/mo rent supports operations. Total monthly income totals $1,831/mo and a $1,175/mo payment preserves $238/mo for cash returns. Annual cash flow comes to $2,856/yr on $79,560 deployed, and return on cash invested reaches 23.5% in year one. Equity gained on principal adds $1,549/yr, and five-year appreciation sums $66,308 alongside rental yield of 9.16%. Five-year ROI measures 122.66% and total cumulative return in cash totals $97,586.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,831/mo property income versus a $1,175/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Manufactured
Built in 1997
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32068, Middleburg, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,808 (100%) |
| Owner Occupied HU | 18,514 (77.8%) |
| Renter Occupied HU | 4,060 (17.1%) |
| Vacant Housing Units | 1,234 ( 5.2%) |
| Median Home Value | $339,221 |
| Average Home Value | $349,755 |
Housing Distribution
Address Breakdown
Residential
22,770
Single Family
22,515
Multi-Family
255
Businesses
496
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Listed by: RENEA TAYLOR • HERRON REAL ESTATE LLC
Mls Name: realMLS
Mls ID: #2124368








