5170 Evergreen RdMissoulaMT59804
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 5170 Evergreen Rd, Missoula, MT, 59804 in Missoula: $2,754/mo in rent, $561/mo in net income, 8.81% gross yield, 1.63 DSCR, all at $375,200. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $103,661 in appreciation and $3,456/yr in principal paydown projects total cumulative return of $177,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.2% |
| Monthly Cash Flow | $561 | $1,250 |
City averages based on Missoula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,754 |
| Total Monthly Debt Service | $2,044 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices