517 Pheasant Ridge Dr APT DChubbuckID83202
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 517 Pheasant Ridge Dr APT D, Chubbuck, ID, 83202 in Chubbuck worth modelling. At $221,000 with a 8.52% gross yield, the $1,568/mo rent leaves $6/mo after the $994/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.58 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $61,058 by year five; $2,035/yr in principal reduction adds further equity. Total projected return: $84,967.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $6 | $400 |
City averages based on Chubbuck market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,568 |
| Total Monthly Debt Service | $1,475 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
871.20 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
871.20 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83202, Pocatello, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,448 (100%) |
| Owner Occupied HU | 6,294 (66.6%) |
| Renter Occupied HU | 2,634 (27.9%) |
| Vacant Housing Units | 520 ( 5.5%) |
| Median Home Value | $373,919 |
| Average Home Value | $396,116 |
Housing Distribution
Address Breakdown
Residential
9,208
Single Family
8,850
Multi-Family
358
Businesses
546
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices