514-F13 N Sawyer StCascadeID83611
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 514-F13 N Sawyer St, Cascade, ID, 83611 in Cascade speaks for itself: 28.17% gross on a $115,000 price, generating $2,700/mo in rent and $1,983/mo in net income after the $517/mo debt service. DSCR 5.22, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $23,801 stacks alongside $31,772 in projected five-year appreciation and $1,059/yr in principal reduction. Projected total cumulative return: $171,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.2% | 6.0% |
| Monthly Cash Flow | $1,983 | $200 |
City averages based on Cascade market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,700 |
| Total Monthly Debt Service | $671 |
| DSCR Ratio | 4.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
1,742 sqft lot
$N/A/sqft
$660 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83611, Cascade, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,628 (100%) |
| Owner Occupied HU | 1,156 (31.9%) |
| Renter Occupied HU | 203 ( 5.6%) |
| Vacant Housing Units | 2,269 (62.5%) |
| Median Home Value | $637,195 |
| Average Home Value | $703,821 |
Housing Distribution
Address Breakdown
Residential
805
Single Family
800
Multi-Family
5
Businesses
136
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
1,742 sqft lot
$N/A/sqft
$660 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83611, Cascade, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,628 (100%) |
| Owner Occupied HU | 1,156 (31.9%) |
| Renter Occupied HU | 203 ( 5.6%) |
| Vacant Housing Units | 2,269 (62.5%) |
| Median Home Value | $637,195 |
| Average Home Value | $703,821 |
Housing Distribution
Address Breakdown
Residential
805
Single Family
800
Multi-Family
5
Businesses
136
Nearby investment properties with comparable rents